The Chase Sapphire Preferred 100k Bonus Is Back — Why This Is the Best Beginner Card for Points and Miles
If you’ve been thinking about getting started with points and miles, now is the time. Chase just brought back the 100,000 point bonus on the Chase Sapphire Preferred® card — the highest bonus we’ve seen since 2021!
To earn the bonus, you’ll need to spend $5,000 in the first 3 months, and there’s a $95 annual fee. But let’s break down why this is such an amazing deal, especially if you’re new to this hobby.
What Are 100,000 Chase Points Worth?
Chase Ultimate Rewards points are incredibly flexible. Here’s a quick breakdown of the value:
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$1,000 in cash back or travel through Chase’s portal.
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$2,000–$4,000 in travel when you transfer your points to travel partners like Hyatt.
The real magic happens when you transfer to Hyatt and use points to book luxury hotels — especially family-friendly resorts that would normally cost hundreds (or even thousands) per night.
My Favorite Ways to Use Chase Points with Hyatt
These are some of the best Hyatt redemptions we’ve personally experienced — all are great for families, and all are bookable with Chase points transferred to Hyatt:
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Andaz Papagayo (Costa Rica) – Jungle-meets-beach luxury. One of our absolute favorites.
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Grand Hyatt Kauai (Hawaii) – A stunning resort on one of the most beautiful islands.
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Hyatt Ziva Cancun (Mexico) – All-inclusive paradise. Yes, there are a few small cash charges, but most of your stay can be covered with points.
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Hyatt Regency Coconut Point (Florida) – Water slides, lazy river, and a private island beach.
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Hyatt Regency Lost Pines (Texas) – Just outside Austin, packed with family activities and beautiful nature.
At most of these properties, you’ll pay $0 at checkout if you booked entirely with points — even when rooms normally go for $600+ per night. It’s pretty amazing.
Why Chase Sapphire Preferred Is the Best Beginner Card
There are a lot of travel credit cards out there, but the Chase Sapphire Preferred® stands out as the perfect starter card:
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Points are easy to earn and super valuable.
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You get access to Chase’s 14+ travel partners, including Hyatt, Southwest, and United.
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It’s not too expensive — just a $95 annual fee.
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You can combine points with a spouse or travel partner if they have Chase cards too.
Precaution
These travel credit cards have high interest rates, so the points are only worth it if you are able to pay off your monthly balance on time and in full.
Final Thoughts
If you’ve been on the fence, this is one of those “run, don’t walk” offers. The 100k bonus doesn’t come around often, and it’s an easy way to cover your next family vacation (or two!) using points.
I’ve personally used Chase points to stay at some of our favorite resorts around the world — often for free. If you’re just starting out with travel rewards, this card is the best place to begin.
👉 Apply here for the Chase Sapphire Preferred® with the 100k offer
(This is my referral link — thank you for supporting the blog if you choose to use it!)
Let me know if you have questions or want help planning your first points-powered trip!
